tag:blogger.com,1999:blog-32363339.post9072742910108034127..comments2024-03-28T20:04:55.020-07:00Comments on Elaine Adair Pieces: Credit Cards - Limits being reduced dramaticallyElaine Adairhttp://www.blogger.com/profile/14664504842156046995noreply@blogger.comBlogger14125tag:blogger.com,1999:blog-32363339.post-35448427551865724802009-03-08T10:42:00.000-07:002009-03-08T10:42:00.000-07:00Everyone must keep an eye on their credit from the...Everyone must keep an eye on their credit from the credit reporting agencies. I have had my identity stolen not once but twice! Go figure! I have a block on my social security number, so if anyone tries to open credit, it will be denied. I don't even have a credit card! It is so hard to build your credit back up when it has been compromised!MAMACRAFTYhttps://www.blogger.com/profile/14941994566242655050noreply@blogger.comtag:blogger.com,1999:blog-32363339.post-5228576952669035932009-03-06T18:37:00.000-07:002009-03-06T18:37:00.000-07:00Sounds like an HSBC credit card. I read on a forum...Sounds like an HSBC credit card. I read on a forum that a good 90% of the folks had their limits cut. If you didn't have a balance, it was around $300. If you did have a balance, the limit was about $100-200 more than what you owed.<BR/><BR/>I've been keeping an eye on my credit card (not HSBC). Funny how every time I go to the bank, they ask me if I want a Wells Fargo credit card. No thanks, I already have one!! Then I have to drag it out for proof, and usually gotta do a lot of digging cuz I so rarely use it.<BR/><BR/>You could potentially use a debit card for a plane ticket. If it's really an emergency, I'd think it would be worth the extra risk.Leah Spencerhttps://www.blogger.com/profile/16063458621042037769noreply@blogger.comtag:blogger.com,1999:blog-32363339.post-11849855302651424102009-03-03T23:19:00.000-07:002009-03-03T23:19:00.000-07:00that is crazy! reducing your limit by that much. ...that is crazy! reducing your limit by that much. We spend an hour or more on the pone with them also a few weekends ago - apparently Citibank raised our min. amount due percentage each month... we've been paying this min. rate for over two years b/c it is a fixed rate of 3.9% for the life of the amount.. and we only pay minimum b/c we are knocking out higher interest debts first... anyway, it's set up automatically with our online banking... well got a statement and there was a charge for not paying the total amount due.. what?? called and got the run around and finaly got our fixed 3.9 rate back and that fee removed. but just think of all the people who didn't notice!<BR/><BR/>and CHASE - well those JERKS started charging us a $10.00 MONTHLY service fee! like an annual fee only monthly! That's $120/year. We went round and round with them over that as well... found out after demanding to talk to managemnt we had the right to "reject" the new terms. and did! thing is we can never use that card again to charge - but we haven't in over a year anyway.. so we don't care. What a rip off!<BR/><BR/>Everyone better be on alert - there is no telling what they will try to pull on us at any given point.bingo~bonniehttps://www.blogger.com/profile/04591187786013490106noreply@blogger.comtag:blogger.com,1999:blog-32363339.post-83242383829939077682009-03-03T18:59:00.000-07:002009-03-03T18:59:00.000-07:00All this banking mess makes me more and more glad ...All this banking mess makes me more and more glad there are credit unions here I can deal with. Since they are in effect owned by their depositors, there generally isn't the funny stuff the banks are pulling. A refuge in an insane financial world.<BR/><BR/>Excuse the deleted comment; I messed up typing and couldn't bear leaving it looking so stupid!The Calico Quilterhttps://www.blogger.com/profile/01772374749065425388noreply@blogger.comtag:blogger.com,1999:blog-32363339.post-61422136189465181012009-03-03T18:57:00.000-07:002009-03-03T18:57:00.000-07:00This comment has been removed by the author.The Calico Quilterhttps://www.blogger.com/profile/01772374749065425388noreply@blogger.comtag:blogger.com,1999:blog-32363339.post-91305845279205966352009-03-02T00:58:00.000-07:002009-03-02T00:58:00.000-07:00Thanks for the heads-up! I hadn't realized...I'll...Thanks for the heads-up! I hadn't realized...I'll be checking my statement for that piece of info!Sharonhttps://www.blogger.com/profile/07498453213057487052noreply@blogger.comtag:blogger.com,1999:blog-32363339.post-30823176180713094152009-03-01T22:55:00.000-07:002009-03-01T22:55:00.000-07:00It seems the mis-management of others affects us a...It seems the mis-management of others affects us all sooner or later... we must be diligent and untrusting... not the world I'd hoped for when I was growing up. Hopefully it will be better for our children and grandchildren...Sharihttps://www.blogger.com/profile/18308423156191499365noreply@blogger.comtag:blogger.com,1999:blog-32363339.post-34041646044544830142009-03-01T22:05:00.000-07:002009-03-01T22:05:00.000-07:00Oh wow! Thanks for the post. I will keep my eyes...Oh wow! Thanks for the post. I will keep my eyes out on my CC.Rhondahttps://www.blogger.com/profile/07161833256604099231noreply@blogger.comtag:blogger.com,1999:blog-32363339.post-53038041782125116872009-03-01T21:11:00.000-07:002009-03-01T21:11:00.000-07:00I appreciate the info... unfortunately, I may be i...I appreciate the info... unfortunately, I may be in real trouble since I only work part time..and DH is full time student. But we always had the limits that we could buy a car on a credit card if we wanted..er .. needed to. Wonder if they have all changed. We only use one card at the moment. So who knows. But I so will check into it..Colleen formerly of South Africahttps://www.blogger.com/profile/07642449499720643720noreply@blogger.comtag:blogger.com,1999:blog-32363339.post-43218602019406816682009-03-01T19:12:00.000-07:002009-03-01T19:12:00.000-07:00The CC companies are a real mess. I had this happ...The CC companies are a real mess. I had this happen with one card. The woman on the phone told me I didn't use the card enough so they lowered it to a level that they thought appropriate...penalized for paying off my card each month! They raised it back after the phone call!YankeeQuilterhttps://www.blogger.com/profile/03324287185970922332noreply@blogger.comtag:blogger.com,1999:blog-32363339.post-50421536908621152652009-03-01T18:50:00.000-07:002009-03-01T18:50:00.000-07:00Wow! Thanks for this info! You made me scramble ...Wow! Thanks for this info! You made me scramble over to my cc site online to check my balance. I have to book two airline tickets soon for my son to come home this summer--what an unpleasant surprise that could have been! Luckily, they haven't changed my limit, but I'm going to keep and eye on it. Whew!!!Lisa Boyerhttps://www.blogger.com/profile/00456582868505590514noreply@blogger.comtag:blogger.com,1999:blog-32363339.post-11663028038968331522009-03-01T16:49:00.000-07:002009-03-01T16:49:00.000-07:00How interesting: CarGuy just got a new CC and the ...How interesting: CarGuy just got a new CC and the limit is huge! And then there is this post. Makes you wonder.Paula, the quilterhttps://www.blogger.com/profile/17662592713610165406noreply@blogger.comtag:blogger.com,1999:blog-32363339.post-45337760511281166342009-03-01T16:16:00.000-07:002009-03-01T16:16:00.000-07:00Thank you for the heads up. I had heard of this ha...Thank you for the heads up. I had heard of this happening on the news, but assumed it was an anecdote. I didn't know anyone it happened to. I will check my limit now.merrily rowhttps://www.blogger.com/profile/16769068202098267037noreply@blogger.comtag:blogger.com,1999:blog-32363339.post-71536850364919710522009-03-01T15:34:00.000-07:002009-03-01T15:34:00.000-07:00interesting stuff! thanks for the heads-up, and I...interesting stuff! thanks for the heads-up, and I'll just go and check my statement now...floribundahttps://www.blogger.com/profile/04580721857582350448noreply@blogger.com